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Patulong Sa Veda

beberamosbeberamos Los AngelesPosts: 2Member
Hello mga kababayan! Gusto ko sanang magapply ng loan, kaso may sinasabi pa silang titingnan daw yung veda score ko. Alam kong importante siya sa credit ko, pero di ko msyadong maintindihan. Pwedeng paexplain? Salamat!

Comments

  • melanie_annemelanie_anne Los AngelesPosts: 25Member
    Dito, finder.com.au/vedascore. Nakaexplain kung ano un.
  • happyinmelbourne34happyinmelbourne34 MelbournePosts: 174Member
    beberamos said:

    Hello mga kababayan! Gusto ko sanang magapply ng loan, kaso may sinasabi pa silang titingnan daw yung veda score ko. Alam kong importante siya sa credit ko, pero di ko msyadong maintindihan. Pwedeng paexplain? Salamat!

    hi...be careful sa veda, provider sya ng credit report sa mga banks/loan institutions. Wag kang bumili ng credit report mo sa kanila. I tried to apply for loan dati mga 2012 yata yon for emergency reason. Nag inquire ako online sa mga banks, dami kong inquiries na gnawa. Then naka received ako ng letter from citibank na rejected daw & check from Veda. So ako nman dahil walang alam masyado, bumili ng credit report sa veda & nagbayad ng $70 yata para lang malaman kung bakit na reject. Ayun ang rason eh dahil daw sa dami kong online inquiries & naka aapekto sa credit score ko and those inquiries will remain in my credit history for 4 or 5 yrs. Then akala ko ung $70 na bnayad ko e good for 1 credit report lang, ayun pala automatic subscription un so nagulat ako dahil following yr ng charge ung Veda. Ang gnawa ko pinapaltan ko ung credit card # ko para lang d na nila ma charge ulit.

    Go to productreview.com.au, makikita mo daming bad reviews about them.

    Lesson learned, wag mag inquire online sa mga banks/loan institution as it can affect your credit score or limit the # of inquiries.
    Kung wala kang default payments on your bills/loans, no online inquiries on loans sa mga banks or other loan providers, your credit score should be fine and you should be approved to get a loan.
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